At what point...

[DAS BOOT]

Re: At what point...

can I borrow $50?

[flamingchicken]

Re: At what point...

My girlfriend and I do not share accounts. I make way more than she does, but she still pays for things she wants. If it's something big that she needs, school books, test fees, any crap like that, check is in the mail, no questions asked. Sometimes I'll give her some money, to do with as she pleases, but she only asks when it is a dire need. Never for something she wants. That didn't happen over night though. She used to would talk about how she couldn't afford this and that, so I would send her money. Then she would show me this awesome *whatever* she bought. Then one day she bought a tattoo, couldn't pay her orthodontist payment, but got a tattoo. Gloves were off, and that got shut down, no more love money. She is very self sufficient now, doesn't need much at all.

[sac2165]

Re: At what point...

2. I have to say, I don't loan ****. I either give, or I don't give. I stopped loaning money to people YEARS ago, simply because I wasn't getting it back.

:tup: Great advice - I see more and more couples keeping separate checking accounts and it seems to work. I make 2x what my wife makes and I'm happy having everything in a joint situation.

If she's happy, I'm happy.

[Blizzard242]

Re: At what point...

Yeah, I agree credit cards are stupid but I use them anyways. Shoot me.

I was hoping for more honesty in a relationship than this. I hold people to their word, especially someone who I'm involved in any finances with. I see this as a sign she's a brat. It was never an issue before because I've never really asked her to pay me back, and I thought it would be easy for her to say yes since I've given her so much over the years.

Mogobs, she's got a job doing medical billing for clevland clinic. And I've already told her to get a raise or get a new job if she wants more money because I can't keep giving her so much.

I'm just gonna lie to her and tell her they turned my credit card off because of a "spending trend" and the debt and interest ratio to payments has increased at a rate over the past year to set off automatic notifications... etc.. etc.. bs.. bs... I don't care if she thinks I'm lying because she apparently doesn't care if she lies to me. Maybe she'll lay off then. It'll be a fun f'd up game that'll blow up like crazy one day.

[flamingchicken]

Re: At what point...

Dude nip that crap in the bud right now, or you're gonna be stuck in a rut with no help. And she will move on to some other dude that she will suck dry. Not talking down to your girl or nothing, but there comes a point where your quality of life and your happiness comes in to play, and that time is all the time.

[dmw319]

Re: At what point...

Keep finances seperate unless you're married. I bought my house with my wife but she was my girlfriend at the time (although we got married like less than 2 months later). Unless this girl is going to be the one you are going to be with the rest of your life, cut that stuff in the bud right now. Also I agree with most everyone else here that you shouldnt be getting GAMES on a credit card. Thats just plain stupid. I don't even own a credit card!

[sac2165]

Re: At what point...

I'm just gonna lie to her and tell her they turned my credit card off because of a "spending trend" and the debt and interest ratio to payments has increased at a rate over the past year to set off automatic notifications... etc.. etc.. bs.. bs... I don't care if she thinks I'm lying because she apparently doesn't care if she lies to me. Maybe she'll lay off then. It'll be a fun f'd up game that'll blow up like crazy one day.

That's kinda messed up... I would definitely seek some marriage counseling before you consider getting married. Otherwise it might be time to RUN.

[StrtRacer98]

Re: At what point...

Post some naked pictures of your girlfriend for an educated decision on this subject

[Blizzard242]

Re: At what point...

Post some naked pictures of your girlfriend for an educated decision on this subject

Here's a pic of her with her brother. :D

[Red&Black_Attack]

Re: At what point...

1. I wouldn't buy anything other than gas, food, smokes on a credit card, and then its only even an emergency. In this situation, you're not only LOANING money to your GF, but you're taking that loan FROM a bank at interest for the video games. Its mathematically stupid. Pay cash for stuff like that, and if you don't have the cash, don't buy it. I can't see the point of paying interest on something that isn't keeping me alive and working.

2. I have to say, I don't loan ****. I either give, or I don't give. I stopped loaning money to people YEARS ago, simply because I wasn't getting it back.

3. Its 2011, keep your finances separate. My brother and his wife DO NOT share accounts. They don't have no joint accounts or bills coming to the house. His name is solely on the house, and cars, her name is on the cell phones, utilities. They share no money with one another. The only bill that is split between the two (before their current separation) was the mortgage, which was in his name. The only other thing they ever shared was groceries and medical bills from my nephew.

Tell her to get a job....

For once I agree with Wes, lol. :P

My brother had a joint bank account and what she do when they split? take his $ w/out asking for permission and ran him dry before he even knew they still had that account.

No woman is getting my $. You want things, get a job and use your own $ like Wes said.

And also what was said, dont lend $ you cant afford to give or know if you'll get it back cause that can get you in serious trouble.

[dmw319]

Re: At what point...

with her brother. :D

i cant see the pic cause photobucket is blocked here at work. but judging by your caption, its not a nude photo... at least i hope not! lol

[Pewter02Camaro]

Re: At what point...

Here's a pic of her with her brother. :D

You never told mentioned you were with Nikos sis.

LOL, way to funny.

[Blizzard242]

Re: At what point...

I never told her either.

[Bird_Of_Prey]

Re: At what point...

Keep finances seperate unless you're married. I bought my house with my wife but she was my girlfriend at the time (although we got married like less than 2 months later). Unless this girl is going to be the one you are going to be with the rest of your life, cut that stuff in the bud right now. Also I agree with most everyone else here that you shouldnt be getting GAMES on a credit card. Thats just plain stupid. I don't even own a credit card!

This. NEVER share a bank account with anyone that you're not married to. Can not reinforce this enough. Please tell me you were smart enough not to oblige yourself to a debt (house) jointly. I'll bet a dollar, you did.

[Blizzard242]

Re: At what point...

This. NEVER share a bank account with anyone that you're not married to. Can not reinforce this enough. Please tell me you were smart enough not to oblige yourself to a debt (house) jointly. I'll bet a dollar, you did.

Well, since I even said it in my original post, duh.

However, I believe the answer to my actual question is marriage if at all. So, I'm not really reading the "you're so stupid" posts anymore. I understand everything I did just fine and yeah, I use credit cards. Never had any student loans or other debt so it's not really any worse than those. Poor excuse I know, but you guys can piss and moan as much as you want because I know every one of you guys are perfect.