Insurance kicked me in the crotch hard today.

[wreckedcamaro]

Well, they offered me 5300 for my car. I had to get them up a lot. I was pretty happy at the deal. So we go to trade the title for the check today right? And they see the car has a salvage title from before. Which I thought they knew about already. Then the lady gets all cocky and now they want to cut the price in half. We had to talk to them a lot and they said some figure around 2500 is the max they could possibly do. I jsut told them it was unacceptable. I mean I don't get it guys. I pay all this insurance money a month right, I paid 9k in the past 3 years. Perfect driving record, good student, defensive classes, no tickets. When I pay them all my money it doesn't matter if it's salvaged or not. But when they gotta pay me??? Oh it matters! The lady got smart with me and said that it doesnt matter how good of condition my car is in. What matters is the title in my hand. So a peice of paper matters, but the week old 7k dollar paintjob I had done to it doesn't? They gave me what, $200 extra? But the peice of paper can knock the price in half? This doesn't make sense to me. I think they owe me back a lot of money, because it seems to me I was paying a lot of insurance on a car that wasn't worth anything! What do you guys think? This is so BS!

[BLLDOGG]

thats a insurance company for ya

[V6Maniac]

That's how they make money on insuring people unfortunately. I dunno what else you could do other than perhaps involving a lawyer or something. I dunno if that would really change anything though.

[Turbo V6 Camaro]

insure the car for more then its worth my marow will be insured for 18K just in case

[L32Projekt]

Yeah, insurance companies suck, sorry to hear it...

[TealV6]

Liability is all I carry on any vehicle.

I hate giving money to blood sucking leeches like that!! :mad:

And the only reason is MI law states that I have to have liability.

Now let's talk about Health ins. while were at the *****ing and whining :mad: another rip off!

[wreckedcamaro]

Hey, all the reason i don't got health insurance, lol.

[MustangEater8251]

I kinda reccomend getting health insurance...

[wreckedcamaro]

I was getting it for the first year I was in college. But last semester how my schedule is, I was forced only to take 2 classes, and fell a few credits from being full time. So I lost my health insurance just because of that. It's so expensive too. I can't afford that, a car payment, and insurance.

[MustangEater8251]

ITs rough but I reccomend getting it...

sure its a racket but hey I am 22... and I have racked up a good $150,000 worth of medical bills... If I didn't have health insurance I would be getting letters in teh mail asking me to pay for it.

and if you have a medical problem you are going to pay for it, your not gonna just say, hey lets not pay this bill and let me die. [img]smile.gif[/img]

no offense but I think I would pay for health insurance over a $7,000 paint job.

[jc Kyle]

insurance companies are *****es.. i've had the same company for 2 years.. no activity on my account.. i get a little late on a american eagle credit card and they report it to a credit bureau.. BOOM, my **** goes up 10 dollars a month.. and i even have direct withdrawl.. feckin' ridiculous