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  • Has geico gone insane???

    found this on anothe board.......what do they feed these people??

    Hey i thought this was funny crap. Geico insurance sent me this magazine and had this article in it.

    Are Your Children Street Racing?

    Parents need to be on the lookout for clues that their teen drivers could be street racing, "drifting" or playing auto tag. Why? Because these driving behaviors aren't only illegal, they can be lethal.
    "We're beginning to see accident reports that are pretty clear indication of street racing," says John Geer, GEICO's vice president of claims. "Tennagers really don't have the experience to handle high-performance cars, and the results can be deadly. We want parents to be aware of some of the warning signs. Some of the claims that result appear to be fraudulent, and we're taking a very close look at those."

    Warning Signals For Parents
    GEICO's special investigations unit has compiled a list of street racing danger signals parents can watch for when it comes to their teen's auto.

    *Customized Cars. If your son or daughter is spending significant dollars adding horsepower-turbo boosters, after-market exhaust or onboard computer alterations-to his or her vehicle, you'll want to determine how that horsepower is being used.

    *Look for unusual wear and tear on the tires that provide power. The preference is to use rear-wheel-drive cars, but front-wheel-drive vehicles can be used by manipulating the emergency brake.

    *Check the front and rear bumpers of your teen's auto. If you see numerous bumps, scratches and gouges, chances are your teen is playing auto tag. Teenagers have modified the game and now play it in their cars at high rates of speed.

    *Be aware that street racers may alter or conceal their license plates. Techniques include a spray that defeats some traffic cameras.

    *Look for bars in the trunk or under the hood that go from one side of the car to the other. They are easy to see and are typically attached above where the top of a shock absorber would be located. These bars are used to reinforce the structure of the car in high-speed turn.
    GEICO also cautions parents that customized cars may or may not be covered on insurance claims. Any customization work needs to be reported when applying for insurance coverage or when it is added to an insured vehicle.

    "Drifting"- What Parents Need To Know
    "Drifting" takes place when street racers slide their cars laterally at high speeds thorugh a set of opposing turns by overcoming rear-wheel traction. Drivers are attempting to control and maneuver the car beyond the limits of the tires' traction.
    The maneuver has ever become a competitive sport in the world of street racing. Drivers compete to see who can come closest to barrier walls without touching them.
    Rear-wheel-drive vehicles are the most popular for drifting because enough power can be applied to the rear wheels to break their traction and initiate a slide or "drift" during a turn.
    Professional drivers have a level of experience in controlling such power slides, but teen drivers with high-performance cars often lose control when they attempt these maneuvers. Accident investigators can determine the difference between a legitimate skid and drifting on the highway surface.
    Although drifting has become a sporting event, the majority of these events are unauthorized.

    [img]graemlins/twak.gif[/img] [img]graemlins/twak.gif[/img] [img]graemlins/rofl.gif[/img] [img]graemlins/twak.gif[/img] [img]graemlins/twak.gif[/img]
    1978 Formula 461 in progress of being built :rock:
    2013 Ram 1500 Big Horn

    former owner of 85 bird w/ 2.8 - 3.4 - 3800 II - 5.0
    94 comero 3.4

  • #2
    Didn't read your post but have seen it on other boards...


    **** Geico, not even going to look at what the cost, sucks for them 23 year old, never filed a claim, and looking to sign up for insurance. I am a insurance company's dream to overcharge [img]smile.gif[/img]

    There are people scared that they won't fix claims if they have factory strut tower braces in there cars...

    they can piss off...


    Whats funny is they sponsor racing teams... :rolleyes: :rolleyes:
    -Eric<br /><a href=\"http://www.cardomain.com/id/mustangeater82\" target=\"_blank\">2000 NBM V6 Camaro 5-speed</a> T-top <i>converted</i><br /><b>14.467@95.45mph</b> <i>$0 in mods</i><br /><i>The member formerly known as MustangEater8251</i>

    Comment


    • #3
      Geico = CRAP!
      Race car - gone but not forgotten - 1997 firebird V6
      nitrous et & mph: 12.168 & 110.95 mph, n/a 13.746 & 96.38 mph
      2013 Dodge Challenger SRT8: 12.125, 116.45
      2010 Ford Taurus SHO: no times yet

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      • #4
        I don't see what's the problem. There's no reason any 16-18 year old should own a beefed up car. If they're spending a lot of money on the engine, suspension, etc. chances are they're not driving it with much sense. We were all 16 once so don't deny you never dicked around in your hand me down 4 banger. Now imagine being 16 in a 300+ hp car. I wouldn't have made it to 17th birthday.

        That letter is the insurance company informing people that young kids don't need high performance cars. After all, it's all profit if the driver doesn't wreck.
        1998 A4 Pontiac Firebird

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        • #5
          Well, that explains it. I was wondering about this, I just received a questionnaire in the mail from GEICO (who insures me) and it's basically asking me if my car is modified, and if so, to list all the modifications.

          I tore it up and threw it away.

          Comment


          • #6
            Originally posted by Infernal:
            Well, that explains it. I was wondering about this, I just received a questionnaire in the mail from GEICO (who insures me) and it's basically asking me if my car is modified, and if so, to list all the modifications.

            I tore it up and threw it away.
            "yes, it is i remove the drive seat and added pading to the floor, i like to drive as fast as i can while having sex, i also added a window banner that read
            'Panty Droper""

            "no, may car runs a 9.75 @145 stock out of the factry from GM"
            www.turbov6camaro.com
            1997 3800 Series II Camaro
            4600 Stall for my ride to the mall :chug:
            7.18 @ 99.77 1/8 -1.8x sixty (current quickest v6 fbod)
            11.23 @ unk 5 1/4 - 7.19 1/8 - 1.83 sixty

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            • #7
              Originally posted by Th3 RiCk:
              I don't see what's the problem. There's no reason any 16-18 year old should own a beefed up car. If they're spending a lot of money on the engine, suspension, etc. chances are they're not driving it with much sense. We were all 16 once so don't deny you never dicked around in your hand me down 4 banger. Now imagine being 16 in a 300+ hp car. I wouldn't have made it to 17th birthday.

              That letter is the insurance company informing people that young kids don't need high performance cars. After all, it's all profit if the driver doesn't wreck.
              I understand the kid racing thing...

              The problem is they are sending questionaires asking what mods you have(as infernal noted) And they are talking about not doing claims if you happen to have any mods on your car including as minor as an aftermarket exhaust or strut tower brace.
              -Eric<br /><a href=\"http://www.cardomain.com/id/mustangeater82\" target=\"_blank\">2000 NBM V6 Camaro 5-speed</a> T-top <i>converted</i><br /><b>14.467@95.45mph</b> <i>$0 in mods</i><br /><i>The member formerly known as MustangEater8251</i>

              Comment


              • #8
                Any customization work needs to be reported when applying for insurance coverage or when it is added to an insured vehicle.
                I guess I should send in my mod list for approval.
                2002 Pewter V6 Camaro M5 <br /><br />Quickest stock-motor N/A V6 4th Gen F-body.<br />2nd Quickest N/A V6 4th Gen F-body overall.<br />mods: Gear, weight reduction, tuning <br /><br />Fear the Gear. 13.585 @ 100.05 1.827 60\'<br /><br /><br /><a href=\"http://www.NJFBOA.org\" target=\"_blank\">www.NJFBOA.org</a>

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                • #9
                  I like to mess with geico phone people. They can only do what the computer computes out. So I'll tell them all sorts of stuff.
                  "yeah my mr2, I have added blah,blah,blah. I can spin the tires in 3rd from a rolling start"
                  "going to start racing SCCA soon"
                  "that evading and eluding ticket didn't show up did it?"

                  They just do this dumb "uhh" response. "don't do anything illegal" [img]graemlins/rofl.gif[/img]

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                  • #10
                    btw, if you do mention after market components. they will send you a form to fill out, to list all mods and their costs. If you want those covered (paint/stereo/body kit/etc) It can be covered under their policy but it's pricey. I just threw away their letter for mods.

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                    • #11
                      All I've got to say is "Thank God I'm out of that age bracket" I was tired of paying for all those bastards mistakes
                      <b>Trucks</b> <br />\'05 Dodge 3500 Dually <i>Cummins Turbo Diesel</i><br />\'98 Dodge 2500 4x4 <i>360 V8 (Wife\'s)</i><br /><b>Toys</b><br />\'81 Chevy K10 <i>Stroker/Swampers/Custom Suspension/1-Tons/Beadlocks</i><br />\'99 Camaro Z28 <i>6 Spd, T-tops, Borla</i><br /><br /><b>Real trucks don\'t have spark plugs</b>

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                      • #12
                        *Customized Cars. If your son or daughter is spending significant dollars adding horsepower-turbo boosters, after-market exhaust or onboard computer alterations-to his or her vehicle, you'll want to determine how that horsepower is being used.
                        well duh
                        RedlineVSix

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                        • #13
                          soon they'll start charging for padiddles
                          1978 Formula 461 in progress of being built :rock:
                          2013 Ram 1500 Big Horn

                          former owner of 85 bird w/ 2.8 - 3.4 - 3800 II - 5.0
                          94 comero 3.4

                          Comment


                          • #14
                            Originally posted by Th3 RiCk:
                            I don't see what's the problem. There's no reason any 16-18 year old should own a beefed up car. If they're spending a lot of money on the engine, suspension, etc. chances are they're not driving it with much sense. We were all 16 once so don't deny you never dicked around in your hand me down 4 banger. Now imagine being 16 in a 300+ hp car. I wouldn't have made it to 17th birthday.
                            I turbocharged my car at the age of 17. I beleive that put me over the 300hp mark. I drive it like i did before the turbocharger, i dont run around trying to race everyone. I've never gotten pulled over. And I lived to see 18. The stereotypes don't always apply. I don't see any reason why I shouldn't own my "beefed up" car.
                            -Kevin<br /><a href=\"http://heinz.no-ip.com/Car%20Pics/IM000117.JPG\" target=\"_blank\"><b>\'96 White Camaro RS M5</b></a> <br />GTP Shortblock - T3/T4 -6psi Intercooled<br />Open Downpipe

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                            • #15
                              my dad owns a tow truck company and you know how the insurance has to pay for the tow from a wreck and the impound/storage fees right?

                              it takes around 6 months to finally get our first invoice paid from them and we are cheapest tow company in WA. the never paid and always came to pick up the cars a 6 or 7 am on saturdays and sundays.

                              i got a price quote from crapco and it was over $400 a month. on one year i could buy another used camaro for that.

                              geico flat out sucks in my opinion
                              96 Camaro 3.8 A4 Basemodel: 8 mm wires, Shift Kit, Hollowed <br />Cat(o2 sims), RKSport exhaust, IAT 5.6K resistor, Home Depot CAI<br />&gt;&gt;&gt;15.375 @ 89.27&lt;&lt;&lt;NEW BEST TIME <a href=\"http://www.cardomain.com/memberpage/552491\" target=\"_blank\">http://www.cardomain.com/memberpage/552491</a>

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