bank of america SUCKS!

[4thgenowner]

They took out $600 out of my checking account for "overdraft protection" fees. I didn't EVEN ASK for overdraft protection. Now i have $230 for 4 months to live on. Time to go ***** the living hell out of the bank. :mad:

[95fbirdkid]

i use huntington, dont know if its nationwide though, never had a problem w/ them

[Fredless]

Wow did you have a serious issue of spending more money than you had? I know my bank (southtrust, now wachovia) nails you 30.00 for insufficient funds, PER transaction.

If you don't know how this happened, I'd look into someone frauding your account. :(

[95fbirdkid]

overdraft protection is different than insufficient funds fees. O.P. is a service that does somthing to protect you from overdrawing your account, not sure exactly how it works, but yeah

edit - i'm reading this as like $600 in sign up or monthly fees of overdraft protection, or are you talking about inufficient funds?

[shenanigans]

yeah whats up... I have had BOA and washington mutual for like 2-3 years side by side, less problems with BOA...

[95Batmobile]

Originally posted by shenanigans:
yeah whats up... I have had BOA and washington mutual for like 2-3 years side by side, less problems with BOA...

Thats weird, I've had wamu for 4 years without a single problem.
$21 if you overdraw at wamu, btw.

[shenanigans]

Originally posted by 95Batmobile:
</font><blockquote>quote:</font><hr />Originally posted by shenanigans:
yeah whats up... I have had BOA and washington mutual for like 2-3 years side by side, less problems with BOA...

Thats weird, I've had wamu for 4 years without a single problem.
$21 if you overdraw at wamu, btw. </font>[/QUOTE]My only problem was depositng payroll checks in the ATM, on 2 occasions they held the check and money for 2-3 weeks.

I gave up on it and just go inside everytime I need to switch to direct deposit.

[the bandit]

I know what ur talking about...you have to be talking about overdraft fees....thats how the bastards make their money..they took 180 from me for 8 dollars of a negative balance their were I think 5 transactions. Pissed me off.......but then again I know a friend this happen too and he just called in the transactions and said his card was stolen...by then he had money in his acount and when they said it wasnt fraudulent charges they just charged him the original 8 dollars.....shhhhhh dont tell anyone but it worked. saved him 200 dollars

[4thgenowner]

But I've only bought my car and a few misc. items for it, I haven't went over my limit.

[JohnD.]

You aren't just gonna let them take the money are you?

No way in HE11 I would let that slide.

[Big Tymer]

Originally posted by 95Batmobile:
</font><blockquote>quote:</font><hr />Originally posted by shenanigans:
yeah whats up... I have had BOA and washington mutual for like 2-3 years side by side, less problems with BOA...

Thats weird, I've had wamu for 4 years without a single problem.
$21 if you overdraw at wamu, btw. </font>[/QUOTE]wamu is 30 now...

[Mighty Thor]

Most banks usually charge you $33 for insufficient fund. I used to be Wells Fargo but I decided to go back to go B of A because Wells Fargo had more hidden fees than I thought. Plus their customer service was lousy.

The best thing to do is to talk to the head manager and tell them about your dilema and hardship. Tell them you have no job and such. So this way they could reverse some of that insufficient Fees.

[BiH]

Originally posted by Mighty Thor:
Most banks usually charge you $33 for insufficient fund. .

and then $7 dollars everyday :mad:

[Everglades W68]

Wells Fargo holds my mortgage - they are really good.

[fbirdgt01]

hmmm haven't had that happen yet, but they did take 5 bucks from my savings when i only had 200 in there. Wondered why they did that, but whatever. this is bank of america.

Never bank with M&T bank though.