Got an interesting Auto Letter Today

[Bluebird]

When I got home today from seeing my lady [img]graemlins/love.gif[/img] I look in my mailbox and find a letter from a local car dealer, they say to call this hotline to see what I qualify for. So I said, "Hey, what the h*ll!" And called them.

I qulify for a $21,900 loan by myself, and I'm only 19. Not two minutes later, that dealer calls me back and we talk for a few minutes.

My step-sister is showing an interest in buying my car from me, so I can still see and driver her every now and then!

It is a Mazda-Cadillac-Jeep-Kia Dealer. They also have other kinds, and can get car from their other dealers as well. (Heritage Auto Mall)

I'm going up there tommorow, just to see what they have. A Six-Speed RX-8 Would be too bad for me!

[camaronat]

Cool, what kind of a payment and intrest rate does that come with?

[fbirdgt01]

I'll tell you right now... you'll need a lot of money down, or a co-signer. They say that just to get you in there. I work at a dealership, and know these things it's a marketing ploy.

Do you know how much the rx-8's are by the way? Your looking at 30k.

Good luck, and hopefully they can help you out!

[camaronat]

Yeah, my brother had to have a cosigner when he bought his truck on Tuesday cuz he has no credit history. His was only 8k.

Good luck though

[Tobes]

I was a car salesman.. thats just a marketing promo.. to get you excited about buying a new car. Obviously, it works

[ABH]

hook, line, and sinker.

[Turbo V6 Camaro]

Originally posted by ABH:
hook, line, and sinker.

forgot the "worm"

[SuprSpdDB7]

yup its true... i almost got HOOKed into one of those deals
lemme tell ya
its too good to be true
im 19 also, and everything on my credit (although not much) but its good... and i still couldnt get ANYTHING once we started talking with the Finance Dept. i was going to buy an 04 GTP

[Th3 RiCk]

Pshhh.. I tried taking a 2k loan out for a 95 6spd z28 and was denied. I'm 19, have had a credit card for about 5 months and use it regularly and pay it off in full every month ($300-500 every month). The car was 6k total and I was putting 4k down. DAMN YOU BANKERS!

[BirdOfPrey01]

21000 loan!!!!

Jesus Christ, i tried to take a 10k loan out to buy shanes car and I was denied because I havent lived at my current address long enough/I owe $2000 on my credit card/other reasons that they told me they would not discuss on the phone but will send me a letter.

[stence]

no where near enough time to build credit, want better credit youngins? get a 500 loan from your bank where you have at least 500 in your account, yuse the account as collateral, then pay it off in 6 months and...wa-la better credit score!

[Bluebird]

To respond to you guys....

I know how much an RX8 Costs now....D'oh!

My credit is better than you may think. I have 4 accounts for the past 20 months that are all in good standing. But yes, I know that is still low.

The thought of it being a trick has been lingering in the back of my mind. Trust me, I not really excited about getting a new or newer car.

Like I siad before, it wouldn't hurt to look or try.

[2short]

As everyone has said...Its just a trick..I too was a car salesman for a short time...They'll do anything just to get you down to the dealership.

[ka50]

I really hope you aren't trying to take out 20 grand out at 19...

Unless you're making decent money, I would NOT recomend.