I have been considering this for awhile... This will be a long post, please bear with me [img]smile.gif[/img]
A little background info, I turned 18 this summer and got a new job offer as well. Few weeks ago was my 3-month review accompanied by a dollar raise. After turning 18 this summer I also went out and got my own checking, savings, and credit account so I am just starting to establish credit. Now that I have this raise, I've got some spare cash and moving out is a good possibility, but will leave me a little strapped. I have also wanted to upgrade to a V8 for the longest time. Now I know I can't do both, unless I get a really cheap apartment with a roomate.
Last week was real stressful at home, I went out that weekend apartment hunting and found a nice place at a decent price, much closer to my work than I am now though still a little far. I went back the next day and plopped down the $40 lock-in fee. The deal is they are doing a $40 special and taking $40 off monthly rent. Nice looking place and from what I hear from other people they're pretty decent.
I'm also starting to get more and more into the car scene, and I'm really hurting for a V8. I have dreamed about this upgrade over and over again and pondering what kind of setup I could run, turbo or N20 or NA, ya know that kind of stuff. Other than maintenance, I haven't spent a dollar on anything for the bird that I can't easily remove when I sell it, and this has been the main reason.
The reason for me wanting to move out is the normal obvious stuff like no restrictions from parents, and my annoying lil bro lol.
Anyways I'm starting to pay for my bigger expenses (the car battery a few weeks ago, gas fillups, etc) with the credit card and pay it off right away obviously. I did talk to a credit union a few weeks ago (no credit app, just talked to them) and they said I would probably need to wait a few months while making my payments ontime to build some more credit to get a loan.
For now my parents aren't too willing to budge on the main restriction that's bugging me (12:30 curfew), but I think I can work on them over time. My dad cruised with the other car guys once upon a time so I'm sure he understands :D
Chime in. Tell me what you think.
Edit: Gahh, meant to make this a poll. Whatever
A little background info, I turned 18 this summer and got a new job offer as well. Few weeks ago was my 3-month review accompanied by a dollar raise. After turning 18 this summer I also went out and got my own checking, savings, and credit account so I am just starting to establish credit. Now that I have this raise, I've got some spare cash and moving out is a good possibility, but will leave me a little strapped. I have also wanted to upgrade to a V8 for the longest time. Now I know I can't do both, unless I get a really cheap apartment with a roomate.
Last week was real stressful at home, I went out that weekend apartment hunting and found a nice place at a decent price, much closer to my work than I am now though still a little far. I went back the next day and plopped down the $40 lock-in fee. The deal is they are doing a $40 special and taking $40 off monthly rent. Nice looking place and from what I hear from other people they're pretty decent.
I'm also starting to get more and more into the car scene, and I'm really hurting for a V8. I have dreamed about this upgrade over and over again and pondering what kind of setup I could run, turbo or N20 or NA, ya know that kind of stuff. Other than maintenance, I haven't spent a dollar on anything for the bird that I can't easily remove when I sell it, and this has been the main reason.
The reason for me wanting to move out is the normal obvious stuff like no restrictions from parents, and my annoying lil bro lol.
Anyways I'm starting to pay for my bigger expenses (the car battery a few weeks ago, gas fillups, etc) with the credit card and pay it off right away obviously. I did talk to a credit union a few weeks ago (no credit app, just talked to them) and they said I would probably need to wait a few months while making my payments ontime to build some more credit to get a loan.
For now my parents aren't too willing to budge on the main restriction that's bugging me (12:30 curfew), but I think I can work on them over time. My dad cruised with the other car guys once upon a time so I'm sure he understands :D
Chime in. Tell me what you think.
Edit: Gahh, meant to make this a poll. Whatever
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