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Ok so my car was hit (see here http://forum.camarov6.com/showthread.php?t=74840).
Just got back from the body shop, damage is 2700 (private party value of the car according to kbb is ~4500, trade in is ~2300) So first question, is there a set % of the value of they will total it at? Or does it vary by insurance company (Farmers is the guys company)
Also if they do not total it, can I get the insurance company to write the check out to me or does it have to be made out to the body shop? A friend told me every time he's been in a wreck they've written the check to the body shop, but he never asked either.
I'm getting a new job next month and will probably be buying a new car within the next year and I really don't feel like putting all $2700 into a car that I won't have much longer. I just want to fix whatever HAS to be fixed and leave the rest. So if anyone knows anything I'd appreciate it.
Just got back from the body shop, damage is 2700 (private party value of the car according to kbb is ~4500, trade in is ~2300) So first question, is there a set % of the value of they will total it at? Or does it vary by insurance company (Farmers is the guys company)
Also if they do not total it, can I get the insurance company to write the check out to me or does it have to be made out to the body shop? A friend told me every time he's been in a wreck they've written the check to the body shop, but he never asked either.
I'm getting a new job next month and will probably be buying a new car within the next year and I really don't feel like putting all $2700 into a car that I won't have much longer. I just want to fix whatever HAS to be fixed and leave the rest. So if anyone knows anything I'd appreciate it.
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