I'm getting collector's insurance!!! YAY!!!

[Shirl]

After years of getting ripped off with minimal coverage on my modified 96' Camaro I applied for collector's insurance. I'm limited to about 2-3,000 miles per year (which is no problem) and I will have the car insured for it's value not "book value" which is a ridiculous $6,000 or so. I am so excited about this... :banana: I got accepted and it's only going to cost me $313 a year now!! Since my car didn't "quite fit the criteria" of being an older collector car, I was required to submit pictures, magazine articles and a list of modifications along with a copy of my previous insurance statement. I saved at least $300 and now have FULL COVERAGE along with MY determined Value of the car. :banana: Anyone who is thinking along this route should definately try and do the same!

[dmw319]

Re: I'm getting collector's insurance!!! YAY!!!

hm.. interesting!

[kristen]

Re: I'm getting collector's insurance!!! YAY!!!

hmmmmm, something i should think about. the camaro did 3400 last year. and that included a trip to tennes.

i should call my insure.

[SpeedingFirebird]

Re: I'm getting collector's insurance!!! YAY!!!

I had that on the FB in NY. The b*tch is having to show up every year so they can check the odo.

[LETZRIDE]

Re: I'm getting collector's insurance!!! YAY!!!

After years of getting ripped off with minimal coverage on my modified 96' Camaro I applied for collector's insurance. I'm limited to about 2-3,000 miles per year (which is no problem) and I will have the car insured for it's value not "book value" which is a ridiculous $6,000 or so. I am so excited about this... :banana: I got accepted and it's only going to cost me $313 a year now!! Since my car didn't "quite fit the criteria" of being an older collector car, I was required to submit pictures, magazine articles and a list of modifications along with a copy of my previous insurance statement. I saved at least $300 and now have FULL COVERAGE along with MY determined Value of the car. :banana: Anyone who is thinking along this route should definately try and do the same!

How do you manage a book value of 6000??? mine book values at 3 last time I checked...and our cars here are worth more then yours ...anyways I was thinking of taking mine to get it appraised since its a DD and I do about 16,000km a year in it....

thats sweet though

[kristen]

Re: I'm getting collector's insurance!!! YAY!!!

thanks for the idea shirl, i had to call my ins. company today to change my address, and they recomended a company for me. i'm expecting the paperwork in the mall over the next couple days!

[Shirl]

Re: I'm getting collector's insurance!!! YAY!!!

I had that on the FB in NY. The b*tch is having to show up every year so they can check the odo.

This is something I didn't inquire about. Who checks the odometer? The insurance company? If that's the case...no problem at all. They are just down town from me and the guy I'm dealing with is real nice.

[SpeedingFirebird]

Re: I'm getting collector's insurance!!! YAY!!!

This is something I didn't inquire about. Who checks the odometer? The insurance company? If that's the case...no problem at all. They are just down town from me and the guy I'm dealing with is real nice.

Yeah, I had to drive over to my insurance company. It is not like they were far more me either, it was just yet another thing on the list of s--t to do.

My insurance company here in MA is a ways away, so I have yet to convert the insurance. I may pull it off for the winter and deal with it in the spring.

[Shirl]

Re: I'm getting collector's insurance!!! YAY!!!

Ok, thanks for the tip on that. When do they usually want to see the mileage? (I don't take the car out in the winter and that's when my policy ends/starts- Jan 17). I wonder if that matters... I'll have to ask about that.

[josh98bird]

Re: I'm getting collector's insurance!!! YAY!!!

Best way to go... once my malibu hit 25+ years old applied to get classic collectors insurance and it was 250 dollars a year. I had no limit on mileage, but I did have to show proof that the car is in good shape.

[kristen]

Re: I'm getting collector's insurance!!! YAY!!!

Best way to go... once my malibu hit 25+ years old applied to get classic collectors insurance and it was 250 dollars a year. I had no limit on mileage, but I did have to show proof that the car is in good shape.

i can't wait till my beater hits that age, only another year!!!

[Oi Bird V8]

Re: I'm getting collector's insurance!!! YAY!!!

i should get that i drove myne 16 miles in 3 years ...waste of money

[camaroman1181]

Re: I'm getting collector's insurance!!! YAY!!!

thanks for the idea shirl, i had to call my ins. company today to change my address, and they recomended a company for me. i'm expecting the paperwork in the mall over the next couple days!

I looked into this a little while ago. Def. a good idea if you don't drive your car very often though...

However, I didnt qualify based on my age at the time (24).. Just some food for thought..

[Bonemaro]

Re: I'm getting collector's insurance!!! YAY!!!

I have this on my mini truck lowrider.

[TheGr8Schlotzky]

Re: I'm getting collector's insurance!!! YAY!!!

My dad has collectors insurance on the '63 continental and collectors liability on the '68 mustang that's parked in the garage and has been for a while. The mustang runs like 7 bucks a month IIRC. Course that's with 6 cars, 6 houses and a trailer on the same policy.