Insurance rate?

[vanbibber]

Re: Insurance rate?

I pay the same as you and I have full coverage on my '96 Z28 and I'm only 20, haha.

your driving record probably looks better than mine did at your age also.

[00FlowCamaro]

Re: Insurance rate?

your driving record probably looks better than mine did at your age also.

I think all I have on my record is a burnout which was no points and going through a "red" light. I swear it was yellow.

[00FlowCamaro]

Re: Insurance rate?

I have Allstate, my parents have the same thing, im under my own name n got a 94 firebird 3.4 auto just have liability and am paying 2100 for the year and i dnt even take it to school with me. no accidents or tickets.

Lol, you are getting raped.

[vanbibber]

Re: Insurance rate?

I think all I have on my record is a burnout which was no points and going through a "red" light. I swear it was yellow.

that'd be why then lol. i had a bad run for a while with the coppers. they used to love me in my younger days.

[stevethepirate]

Re: Insurance rate?

Something like 2700 for full coverage for my camaro. No tickets, no accidents, good student discount, 5 cars on the policy...

[Conman5280]

Re: Insurance rate?

Lol, you are getting raped.

i kno haha, i didnt even pay that much for the car its so dumb, expires late may n ima look around. They are nuts they called me one day cuz it wasnt at my house while i was at school in philly but it was just a town away at my dads n they went to go make sure it was there n i didnt take it to school with me, they hate me idk why

[RPDRed6]

Re: Insurance rate?

yea im kinda screwed guys haha
-18 years old male
-Bright red Camaro
-a few tickets including speeding tickets
-4 other cars in the family
-Good student discount which doesn't seem to help a ton

my insurance rates around $2500 a year, and thats only with a v6
i envy you guys that pay way less haha

haha thank god i have it in storage right now with the insurance off while im at college

[Archer]

Re: Insurance rate?

having the car in storage with no insurance will actually hurt you in the long run... that what I did when I was restoring my 97, after 3 months they called and wanted to know why i didnt have insurance on my car anymore. told them it doesnt have a motor in it and its in a garage.

needless to say not having insurance on my car would of raised my rate if I didnt get it back on. so regardless of it being drivable or not, i went ahead and put insurance on it. it was about $30 more a month to add it. so i did that for about 7 months till I got the 00, then I transferred the 00 and dumped the 97. my insurance rate went down, so i opt to put full coverage on... saved me in the end.
archer

[VTJosh]

Re: Insurance rate?

I really though I was paying to much until I saw Conman's. I now happy right where I'm at. That's crap about it going up when the car doesn't even see the road. They did the same thing to a buddy of mine. He drives a Saturn to work but when he switched to a job that was literally 10mins away from his house he opted to just walk to work so he could cancel his insurance and save money. Of course when he needed his car back they charged him like an extra $50 a month all because he canceled it and then reinstated it.

[stevethepirate]

Re: Insurance rate?

having the car in storage with no insurance will actually hurt you in the long run... that what I did when I was restoring my 97, after 3 months they called and wanted to know why i didnt have insurance on my car anymore. told them it doesnt have a motor in it and its in a garage.

needless to say not having insurance on my car would of raised my rate if I didnt get it back on. so regardless of it being drivable or not, i went ahead and put insurance on it. it was about $30 more a month to add it. so i did that for about 7 months till I got the 00, then I transferred the 00 and dumped the 97. my insurance rate went down, so i opt to put full coverage on... saved me in the end.
archer

Most companies are fine with it. For me, I just have to get it put back on insurance before I send in my registration.

[Smoke Panther]

Re: Insurance rate?

yea im kinda screwed guys haha
-18 years old male
-Bright red Camaro
-a few tickets including speeding tickets
-4 other cars in the family
-Good student discount which doesn't seem to help a ton

my insurance never asked for the color of either of my cars

[DAS BOOT]

Re: Insurance rate?

Interesting facts about me and my insurance....


My record isn't horrid but not great. But only claim in my life ever was a crack in a windshield. Probably a $100 claim.


But I had my Camaro(full coverage), and my Mustang(least coverage I coudl get). I paid $1300 per 6 months ~$215 a month.


Now here is the fun... Camaro died, I drop coverage to basic, since car was in driveway. went down like $200 for 6 months.

After everything, I sell both Mustang and Camaro and get my 2007 G6 new car... I new pretty much whatever I got was going to be cheaper insurance(was looking at trucks and non-sportycars) but didn't pay too much attention.

My insurance for 6 months... dun dun dun........ $650.... Full coverage for me and my wife.... $850 per 6 months. $108 per month..... That saved me $107



now you throw in I use ~1 tank less a month $30?
$107 on insurance.

Now throw in the ~$50 a month I was spending to maintain an older car, in reality probably more.

What is that $180-200 a month?

VS. my new car, that is 7 years newer, had 85k less miles, full warranty, then the 4 door factor.... that I pay $260 a month for.

[drhntr1]

Re: Insurance rate?

i pay $127.66 a month for full coverage on my 02 v6 t/a. and i have one speeding ticket. im with USAA

[Everglades W68]

Re: Insurance rate?

These $ comparisons are meaningless.

A. The term "full coverage" does not mean anything.
B. Without indicating policy limits and deductibles, it is like comparing the price of a Sentra to an Escalade - without identifying them.
C. City/State and rural v. urban have huge impact on premiums.

[flamingchicken]

Re: Insurance rate?

i pay $127.66 a month for full coverage on my 02 v6 t/a. and i have one speeding ticket. im with USAA

v6 t/a...no such thing. its a firebird.