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Lady backed into me in a private parking lot. Police will not come to the scene of a car accident on private property unless there is an injury and/or DUI. So with no police report, I contacted the lady's insurance company (State Farm), they contacted me the next day with my options for body shops. Over $1000 in damage and was repaired in less than a week.
<blockquote>quote:</font><hr>Insurance only covers your car being driven on public roads. As with many companies, you will not be covered if you are hit in a private parking lot as I was. They won't cover it being that it was not a public road <hr></blockquote>
That's one of the most rediculous things I've ever heard. It's not true for State Farm nor is it true for Allstate.
Back on topic, though...
Most insurance companies can/will drop your coverage if they have proof your car has been on any closed racing track or competed in a timed racing event. There are special policies/companies that offer insurance on race vehicles. You will pay out your *** for coverage, though!
[ July 03, 2003: Message edited by: Jason McCallister ]</p>
<blockquote>quote:</font><hr>Insurance only covers your car being driven on public roads. As with many companies, you will not be covered if you are hit in a private parking lot as I was. They won't cover it being that it was not a public road <hr></blockquote>
That's one of the most rediculous things I've ever heard. It's not true for State Farm nor is it true for Allstate.
Back on topic, though...
Most insurance companies can/will drop your coverage if they have proof your car has been on any closed racing track or competed in a timed racing event. There are special policies/companies that offer insurance on race vehicles. You will pay out your *** for coverage, though!
[ July 03, 2003: Message edited by: Jason McCallister ]</p>
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